Last updated: 22 March 2026
FinPal ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our mobile application and related services.
2.1 Personal Information
• Account information (name, email, phone number)
• Financial data (income, expenses, debts, goals)
• Bank account information (when you connect via TrueLayer)
• Transaction data from connected bank accounts
2.2 Usage Information
• App usage patterns and preferences
• Device information and IP addresses
• Log data and analytics
• Provide and maintain our services
• Process financial transactions and analysis
• Generate personalised financial insights
• Improve our app functionality
• Send important updates and notifications
• Ensure security and prevent fraud
We do not sell, trade, or rent your personal information. We may share your information only in the following circumstances:
• With your explicit consent
• With TrueLayer for bank account connectivity
• With service providers who assist in app operations
• When required by law or to protect our rights
We implement industry-standard security measures to protect your information, including:
• Encryption of sensitive data
• Secure authentication via Clerk
• Regular security audits
• Access controls and monitoring
We retain your information for as long as your account is active or as needed to provide services. You may request deletion of your data at any time.
You have the right to:
• Access your personal information
• Correct inaccurate data
• Delete your account and data
• Opt-out of marketing communications
• Export your data
Our app integrates with third-party services:
• Clerk (authentication)
• TrueLayer (bank connectivity)
• OpenAI (AI analysis)
These services have their own privacy policies, and we encourage you to review them.
If you have questions about this Privacy Policy, please contact us at nathanbaxteruk@gmail.com